Rules that help every couple
- Say the real numbers out loud: income, debts, credit scores.
- Agree on a purchase amount that needs a conversation first.
- Pick a system: joint, separate or both, with a shared bills account.
- Check beneficiaries on life insurance and retirement accounts.
- Before co-signing or buying property together, read the mortgage guide and put your agreement in writing.
This tool groups signs by element, a traditional framing. Use it to start a conversation, not to judge a person or a relationship.